See exactly how your incentive stack is built
A five-step, annotated walkthrough — from picking programs to a fully-cited PDF. Built for business owners, not tax attorneys. Every figure is dual-engine verified and traces back to a primary source.
Pick the programs that fit
Start by choosing which Oklahoma and Tulsa incentives to model — Quality Jobs cash rebates, the five-year ad valorem (property-tax) exemption for manufacturers, sales-tax exemptions, the Investment / New Jobs credit, and local TIF financing. Each one is explained in plain language; you don't need a tax background to decide what applies. The list below is the real program set this tool evaluates, with the ones the engine placed in our worked example's optimal stack checked.
- 1Toggle each incentive — Switch each incentive on or off. The tool only models what you select, so you can compare scenarios with and without a given program.
- 2Explained in plain words — Every program name links to a plain-language explanation in Education / Learn — what it is, who qualifies, and the dollar mechanics — so the choice is informed, not a guess.
Enter your project — including Kayla's ownership
Tell the tool about the project: new taxable payroll, jobs, qualified investment, wages, and so on. Ownership gets its own panel. In our worked example Kayla is a minority woman owner at 60%. Crossing the 51% certification line makes the business eligible for minority-/women-owned contracting preferences — but, importantly, that runs in a separate channel and never inflates the incentive cash total.
- 1Kayla — 60% owner — Kayla is entered as a minority woman owner. Ownership is its own control because it drives certification, not the size of the cash rebate. The slider shown is the real product control, disabled at the worked-example value.
- 251% flips eligibility, not the cash — Crossing 51% ownership-and-control flips on minority-/women-owned contracting preferences (a binary step, no pro-rating). This is a separate channel: it never adds to, accelerates, or modifies the Quality Jobs rebate or any incentive total.
Smart stacking resolves the conflicts
The engine evaluates every program, keeps the ones that apply, and drops the ones that don't — showing you why. In this example standard Quality Jobs is kept, while 21st Century Quality Jobs is dropped for the real reason the engine reported. The two are also mutually exclusive, so even when both qualify the optimizer keeps the higher-value option and reports the forgone amount — nothing is hidden.
- 1The engine decides for you — Each program is checked against the real eligibility rules and the active exclusions, so you never have to know the rules yourself — here, 21st Century Quality Jobs is dropped for the wage reason the engine reported.
- 2We keep the higher value — When two programs are mutually exclusive (like standard and 21st Century Quality Jobs), the optimizer keeps whichever is worth more and reports the forgone value of the one it dropped, so the trade-off is fully transparent.
Read the charts and the 10-year timeline
Results are shown as a benefit-by-category breakdown and a 10-year cash-flow timeline, so you can see not just the headline total but when the money arrives — rebates accrue over the generation period while one-time exemptions land early. The charts below are the real product charts, drawn directly from the engine result for this example.
- Investment Credit$4.5M
- Quality Jobs$4.2M
- Property Tax Break$2.5M
- State stack (per year)
- 1Clean category bars — Each program's contribution is its own bar with the program name and value on its own row above it, so long names never overlap the chart at any width or in either theme.
- 2When the money arrives — The 10-year timeline shows the benefit year by year — useful for cash-flow planning, since rebates build over the generation period while one-time exemptions land up front.
Export a fully-cited PDF
When the numbers verify, export a branded PDF (or CSV / Excel). Every figure in the report carries an MLA citation back to the statute or policy it came from, so the analysis is defensible — not a black box.
Export the verified stack as a branded PDF (or CSV / Excel). Every figure in the report carries an MLA citation back to the statute or policy it came from — the full source list is on the Citations page, so the analysis is defensible rather than a black box.
- 1One-click PDF — Export to PDF, CSV, or Excel. Export unlocks only once every number passes dual-engine verification, so you can't ship an unverified figure.
- 2Every number is cited — The report ends with an MLA Works Cited list. Each benefit traces to the statute or local policy behind it, so a lender, board, or council can check the source.
Stack a federal credit: the disability-hire WOTC
Hiring from disability-related target groups earns the federal Work Opportunity Tax Credit (WOTC). It runs in a separate federal channel — additive to the Oklahoma state stack, never folded into it. Every figure below is computed live by the engine for our worked example (120 jobs); nothing is hand-typed.
0.8333% — the minimum to qualify one WOTC hire (1 of 120 jobs). Raising it adds more hires linearly, each capped at $2,400.
Headline $11,175,000 is the post-21CQJ-gate state stack — WOTC is shown additively on its own line, never summed twice.
$11,175,000 state stack + $2,400 federal WOTC = $11,177,400
WOTC scales linearly per qualified hire (each capped at $2,400); the state stack never changes — the federal credit is a one-time Year-1 amount, limited to income-tax liability.
- Investment Credit$4.5M
- Quality Jobs$4.2M
- Property Tax Break$2.5M
Federal WOTC $2,400 — stackable, shown separately (not a state-stack bar).
- Quality Jobs$4.2M38%
- Investment Credit$4.5M40%
- Property Tax Break$2.5M22%
- State stack (per year)
- Federal WOTC — one-time, Year 1
The federal WOTC $2,400 appears as a one-time Year-1 marker (pink) — it is never amortized across the term or folded into the state-stack bars.
Why this example pencils: the three-way value loop
The worked example isn't a one-off project — it sits inside a reinforcing loop between Pleet, SQ4D, and the City of Tulsa. Each step below feeds the next, and the incentive stack this calculator models is the link that closes the circle. Verifiable claims carry citation chips; still-unsourced links are flagged, never asserted.
- 1
A national series puts the builds on screen
PleetAn unscripted series follows the Oklahoma flagship builds — the 3D-printed school and the homes that follow — putting the construction method, the crews, and Tulsa itself in front of a national audience. The series is the loop's starting energy: visibility that none of the three parties could buy alone.49
- 2
Visibility feeds ARCH 4.2 printing demand
UnverifiedSQ4DThe season's headline machine is SQ4D's ARCH 4.2 XL gantry. On-screen proof of printed homes supports demand for printing capacity — more machines working, more units scheduled, and a Tulsa manufacturing-hub story for the equipment maker.50
The causal link from series reach to ARCH/ARCS unit sales is a modeled platform claim, not a sourced fact. Audience reach figures are modeled; no sales attribution is asserted.
- 3
Printing capacity needs a welding workforce
City of TulsaGantry production and field assembly run on skilled fabrication and welding labor — exactly the workforce Tulsa already has, anchored by the American Airlines maintenance base, and exactly the training CareerTech's Training-for-Industry program funds for new hires. Printing demand converts directly into skilled local jobs.2213
- 4
A trained workforce delivers affordable housing units
City of TulsaThose crews print and finish homes that land against the Mayor's executive-order goal of 6,000 affordable units by 2028, backed by the voter-approved Tulsa Housing Impact Fund. Every delivered unit is measurable public progress — the city's headline return in the loop.182627
- 5
Incentive stacking pencils the project — and the loop repeats
All threeQuality Jobs payroll rebates, tax-increment financing, and federal hiring credits stack to offset project cost — the same stack this calculator models. When the stack pencils, the next round of units gets built, the series has its next season of builds to film, and the loop reinforces itself.11433
Mini glossary
The terms you met above, in plain language. The full searchable glossary lives in Education / Learn.
- Quality Jobs
- Oklahoma's signature incentive: a quarterly cash rebate of up to 5% of new taxable payroll for up to 10 years for qualifying job-creating projects.
- 21st Century Quality Jobs
- A higher-rate Quality Jobs variant — up to a 10% rebate — for at least 10 high-skill jobs paying about 300% of the average county wage. A company uses this OR standard Quality Jobs, not both.
- Net Benefit Rate (NBR)
- The percentage of new taxable payroll a Quality Jobs project receives back as a quarterly cash rebate. Standard Quality Jobs is capped at 5% (6% with a 10%+ veteran-hire share); 21st Century Quality Jobs can reach 10%.
- Ad valorem
- Latin for "according to value" — a tax based on the assessed value of property. Oklahoma's manufacturer exemption removes this local property tax on a qualifying facility for five years.
- Abatement
- A reduction or elimination of a tax that would otherwise be owed. A property-tax exemption is a form of abatement: the taxpayer is relieved of tax for a set period.
- TIF
- Tax Increment Financing. A district freezes tax collections at a baseline; the extra tax generated by new development above that baseline (the "increment") is captured for up to 25 years and reinvested in public infrastructure near the project.
- Increment
- In a TIF district, the amount of tax collected above the frozen baseline. It is the new tax a development creates, set aside to fund public improvements rather than going to general budgets.
- Stacking
- Combining more than one incentive on the same project. Many programs stack; some are mutually exclusive on the same jobs. The tool computes the highest-value legal combination.
- Mutual exclusion
- When two programs cannot both apply to the same project or jobs — for example, Quality Jobs versus the Investment/New Jobs credit. The engine picks the more valuable one (unless a gateway lifts the restriction).
- In-kind
- A benefit that has value but is not paid as cash — such as free training, a sales-tax exemption tied to actual purchases, or use of public land. This tool shows in-kind programs as qualifying benefits worth $0 cash so the headline total is not inflated.
Now try it with your own project
Enter your real numbers and watch the stack build, resolve conflicts, and verify itself as you type.